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What is the difference between benefits and insurance?

Benefits ben-uh-fits (as defined by Vital Partners) A collection of tangible perks paid by employer or self with tax-effective dollars Total compensation package for individuals and/or groups of employees. May include health, dental, wellness and financial security (aka Insurance for Health, Executive, Travel, Life, Illness, and Disability) Insurance inˈSHo͝orəns (as defined by Vital Partners) Coverage - aka financial security - for individuals and their families A practice or arrangement which provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.

I haven’t really looked at my benefits in three years or so. What should I be looking at to make sure that I’m doing the best I can for the money we’re spending?

We would be pleased to give you an honest review of your existing plan. Please complete the Plan Review form and we will let you know if and where you can find cost-efficiencies.

Do I have to offer the same benefits to all employees on my plan?

That all depends on which benefits you're offering but generally, you can adjust to suit your needs, budget and your employees.

There is a lot of benefits information that I just don’t understand. Is there a way for me to get the details in plain language?

Absolutely. We've designed the FAQ and each section of the site to focus on your questions. If you've gone through all of that and still have unanswered questions, please feel free to email us or give us a call.